Home3098 SW Cedar Trail, Palm City, FL 34990

Residential in Palm City

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!

Property Highlights

Roof

  • Metal

View

  • Water
  • Canal

Sewer

  • Septic Tank

Levels

  • Two
  • MultiSplit

Cooling

  • Central Air
  • Electric
  • Zoned

Fencing

  • Fenced
  • Partial

Heating

  • Central
  • Electric
  • Zoned

Flooring

  • Carpet
  • Tile

Amenities

  • Boating

Utilities

  • Cable Available
  • Electricity Connected
  • Phone Available

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Refrigerator
  • Washer
  • Water Heater
  • Range
  • Electric Water Heater

Membership

  • No Membership Available

Possession

  • Close Of Escrow

Room Types

  • Kitchen
  • Living Room
  • Master Bedroom

Water View

  • Canal

Canal Width

  • Canal Width 1-80 Feet

Dining Area

  • DiningLiving Room
  • FamilyDining Combination
  • Snack BarCounter

LotFeatures

  • Cul-De-Sac
  • Irregular Lot
  • Many Trees

WaterSource

  • Well

Lot Features

  • Cul-De-Sac
  • Irregular Lot
  • Many Trees

Pets Allowed

  • No Restrictions

PoolFeatures

  • Equipment Included
  • Free Form
  • Heated
  • In Ground
  • Private

Restrictions

  • No Restrictions

Spa Features

  • Above Ground

Water Access

  • No Fixed Bridge
  • Ocean Access
  • River Access

Water Source

  • Well

Listing Terms

  • Cash
  • Conventional
  • VA Loan

Patio Details

  • Patio - Covered
  • Patio - Open
  • Patio - Screened

Pool Features

  • Equipment Included
  • Free Form
  • Heated
  • In Ground
  • Private

Porch Details

  • Porch - Open
  • Porch - Screened

Structure Type

  • House

Balcony Details

  • Balcony - Covered
  • Balcony - Screened

Other Equipment

  • Fuel Tank(s)

OtherStructures

  • Cabana
  • Shed(s)

ParkingFeatures

  • Driveway
  • Open

Pets Allowed YN

  • Yes

Tax Information

  • No Homestead

Window Features

  • Shutters

Association Type

  • Homeowner Association

ExteriorFeatures

  • Balcony
  • Custom Lighting
  • Lighting
  • Outdoor Shower

InteriorFeatures

  • Bar
  • Bedroom Layout - Split
  • Built-in Features
  • Cathedral Ceiling(s)
  • Entrance Foyer
  • High Ceilings
  • Pantry
  • Upstairs Living Area
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Wet Bar

Laundry Features

  • Inside
  • Laundry Closet

Main Living Area

  • Upstairs

Other Structures

  • Cabana
  • Shed(s)

Parking Features

  • Driveway
  • Open

SecurityFeatures

  • Security System
  • Smoke Detector(s)

Exterior Features

  • Custom Lighting
  • Lighting
  • Outdoor Shower

Fuel Tank Details

  • Fuel Tank - Owned

Interior Features

  • Bar
  • Bedroom Layout - Split
  • Built-in Features
  • Cathedral Ceiling(s)
  • Entrance Foyer
  • French Doors
  • High Ceilings
  • Pantry
  • Upstairs Living Area
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Wet Bar

Road Surface Type

  • Paved

Security Features

  • Security System
  • Smoke Detector(s)

ArchitecturalStyle

  • Key West

Fireplace Features

  • Wood Burning

Master BedroomBath

  • Master Bdrm - Upstairs
  • Separate Shower

Property Condition

  • Resale

Road Frontage Type

  • Private Road
  • West of US-

WaterfrontFeatures

  • No Fixed Bridge
  • River Access
  • Ocean Access
  • Canal Front
  • Navigable Water
  • Seawall
  • Canal Width 1-80 Feet
  • Other

Acreage Description

  • Less Than 14 Acre Lot
  • Less Than 1 Acre Lot

Architectural Style

  • Key West

Special Information

  • Sold As-Is

Waterfront Features

  • Canal Front
  • Navigable Water
  • Seawall
  • Other

AssociationAmenities

  • Boating

Showing Requirements

  • Appointment Only
  • Listing Agent Must Accompany
  • Occupied
  • Schedule Online
  • Text Listing Agent

Water Heater Details

  • Electric Water Heater

Outdoor Living Spaces

  • Balcony
  • Deck
  • Patio
  • Porch

PatioAndPorchFeatures

  • Porch - Screened
  • Porch - Open
  • Patio - Screened
  • Patio - Open
  • Patio - Covered
  • Porch
  • Patio
  • Deck

Sprinkler Description

  • Auto Sprinkler
  • Well Sprinkler

Boat and Dock Features

  • Electric Available
  • Lift
  • Deeded Private Dock
  • Water Available

Construction Materials

  • Fiber Cement
  • Frame

Association Fee Includes

  • Common Areas

SpecialListingConditions

  • Standard

Storm Protection Details

  • Storm Shutters

Leasing Permitted Details

  • Okay To Lease
  • Short Term Rentals Allowed

Special Listing Conditions

  • Standard

Property Details

Property TypeResidential
StyleSingle Family Residence
Year Built1996
CountyMartin
SubdivisionRUSTIC HILLS
Living Area2,746 sq ft
Bedrooms4
Baths2
Half Baths0
WaterfrontYes
Private PoolYes
HOA Fee$25 / Monthly
HOA IncludesCommon Areas
Annual Tax$13,701.5 (2025)
Special AssessmentNo
Pets AllowedNo Restrictions, Yes
Listing OfficeKeller Williams Realty Of The
Listing AgentErin Duke-Warren PA
Office Phone772-419-0400

3098 SW Cedar Trail, Palm City, FL 34990, Palm City, FL 34990